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Christmas Loan

Be like Linda this Christmas and Borrow Local from your credit union.


Why Borrow With Us?

Low Rate

Loans from a Variable Interest Rate of  9.3% APR  .

Easy Application

Start Your Application Online.

Join & Apply

No Waiting For New Members

Borrow Up to €5,000

Support Local this Christmas

Borrow Local this Christmas

Apply Online Today.

We Help Finance

  • Loans based on a person’s repayment capacity, not their savings record.
  • Choice of repayment options to suit your circumstances.
  • No penalty charges for early repayment.
  • No hidden fees or set up costs.
  • New members can apply for a loan straight away as soon as you join. Even on the same day!
  • No transaction charges.
  • Low Rate –  9.3%APR*

Contact us and see if we can help!

Apply Now

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  • The Christmas Loan is restricted to a maximum term of one year

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  • Interest calculated at 8.95% variable rate (9.3% APR).
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The information provided on this Calculator is for information purposes only and does not constitute an offer of credit or any form of advice, recommendation or arrangement by the Credit Union. The calculation is based on limited information provided by you, a credit decision will require further information and full underwriting.

A loan of €1,000 over 1 year with 12 monthly instalments costs €87.43 per month at a variable rate of 8.95% (Annual Percentage Rate (APR) 9.3%) Total amount you pay is €1,049.16. Variable rates may increase which would cause the cost of credit to increase.

Terms & Conditions Apply –Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at Blanchardstown Credit Union. It does not constitute a loan offer.

Loans are subject to approval. Terms and conditions apply.

*APR Annual Percentage Rate

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.