Personal Loan
Loans from a Variable Interest Rate of Typical APR 7.7% .
Easy Application
Start Your Application Online.
Join & Apply
No Waiting For New Members
Borrow Up to €100,000
Finance Big or Small Projects.
Personal Loan
Key Features
Why a Credit Union Loan?
- Flexible repayments.
- No penalty charges for early repayment.
- No hidden fees or set up costs.
- No upfront repayments.
- No transaction charges.
- Loan Rate From – Typical APR 7.7%*
Contact us and see if we can help!
The information provided on this Calculator is for information purposes only and does not constitute an offer of credit or any form of advice, recommendation or arrangement by the Credit Union. The calculation is based on limited information provided by you, a credit decision will require further information and full underwriting.
Disclosures
*APR (Annual Percentage Rate): Maximum Variable Rate Typical 10.4% APR
Repayment terms: 1 – 10 years. No penalty charges for early repayment.
Fees and Charges Disclosure:
- No hidden fees or set-up costs.
- No upfront repayments.
- No transaction charges.
Contact Information:
Phone: 01 8203495 Email: info@blanchardstowncu.ie
Consequences of Non-Payment:
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
Warning: The cost of your monthly repayments may increase.
Representative Examples:
A loan of €8,000 over 5 years with 60 monthly instalments costs €169.84 per month at a variable rate of 9.95% (Typical APR 10.4%) Total amount you pay is €10,189.08. Total Cost of credit is €2,189.08. Variable rates may increase which would cause the cost of credit to increase.
A loan of €15,000 over 5 years with 60 monthly instalments costs €311.10 per month at a variable rate of 8.95% (Typical APR 9.3%) Total amount you pay is €18,664.72. Total Cost of credit is €3,664.72. Variable rates may increase which would cause the cost of credit to increase.
A loan of €30,000 over 7 years with 84 monthly instalments costs €460.27 per month at a variable rate of 7.50% (Typical APR 7.7%) Total amount you pay is €38,659.09. Total Cost of credit is €8,659.09. Variable rates may increase which would cause the cost of credit to increase.
You must be a member of Blanchardstown Credit Union to be granted a loan. To become a member you must live or work within our common bond.
Loans are subject to approval.
Terms & Conditions Apply – Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at Blanchardstown Credit Union. It does not constitute a loan offer.