Home Improvement Loan
Variable Rate of 7.18% APR for borrowings of €20k and over .
Easy Application
Start Your Application Online.
Join & Apply
No Waiting For New Members
Borrow Up to €100,000
Financing your home improvements.
Home Improvements
Key Features
Why a Credit Union Loan?
- Free Loan Protection Insurance
- Choice of repayment options to suit your circumstances.
- No penalty charges for early repayment.
- No hidden fees or set up costs.
- No upfront repayments.
- No transaction charges.
- APR from 7.18%
Contact us and see if we can help!
Loan Calculator
The information provided on this Calculator is for information purposes only and does not constitute an offer of credit or any form of advice, recommendation or arrangement by the Credit Union. The calculation is based on limited information provided by you, a credit decision will require further information and full underwriting.
Disclosures
*APR (Annual Percentage Rate): Maximum Variable APR 9.33%
Loan Term Options: Repayment terms of 1 – 10 years. No penalty charges for early repayment.
Fees and Charges Disclosure:
- No hidden fees or set-up costs.
- No upfront repayments.
- No transaction charges.
Contact Information:
Phone: 01 8203495 Email: info@blanchardstowncu.ie
Consequences of Non-Payment:
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
Warning: The cost of your monthly repayments may increase.
Representative Example:
A loan of €12,000 over 5 years with 60 monthly instalments costs €248.81 per month at a variable rate of 8.95% (Annual Percentage Rate (APR) 9.33%) Total amount you pay is €14,928.60.
A loan of €30,000 over 7 years with 84 monthly instalments costs €452.05 per month at a variable rate of 6.95% (Annual Percentage Rate (APR) 7.18%) Total amount you pay is €37,972.20.
A loan of €40,000 over 10 years with 120 monthly instalments costs €463.40 per month at a variable rate of 6.95% (Annual Percentage Rate (APR) 7.18%) Total amount you pay is €55,608.00.
You must be a member of Blanchardstown Credit Union to be granted a loan. To become a member you must live or work within our common bond.
Loans are subject to approval.
Terms & Conditions Apply – Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at Blanchardstown Credit Union. It does not constitute a loan offer.
Blanchardstown Credit Union is regulated by Ireland Central Bank.